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Model selected Great Britain Universal Credit rules for 2026/27. Entered rent is not assessed eligible rent, and results are not an entitlement decision.
£0–£100,000
£0–£1,000,000
£0–£100,000. The full amount is added as a housing-cost scenario; eligible rent and Local Housing Allowance are not assessed.
£0–£100,000. Assumes these are eligible costs; approval and payment timing are not checked.
0–20 children. Uses the basic amount per child; birth-date uplift and child eligibility are not assessed.
Illustrative monthly Universal Credit scenario (2026/27, Great Britain)
Estimated monthly Universal Credit: £99.90/mo
Net earnings + modelled UC before rent, childcare and all other expenses: £1,599.90/mo
Share links include your household and income figures in an unencrypted URL.
Monthly values under your current inputs. Entered rent is not assessed eligible housing costs.
| Component | Amount |
|---|---|
| Standard allowance | £424.90 |
| Entered rent used as housing scenario | £500.00 |
| Basic child elements | £0.00 |
| Childcare scenario element | £0.00 |
| Earnings taper deduction | −£825.00 |
| Capital tariff deduction | £0.00 |
| Illustrative award | £99.90 |
Recalculates the model at fixed monthly earnings; other inputs stay unchanged.
| Monthly earnings | Modelled award |
|---|---|
| £0.00 | £924.90 |
| £500.00 | £649.90 |
| £1,000.00 | £374.90 |
| £1,500.00 | £99.90 |
| £2,000.00 | £0.00 |
| £3,000.00 | £0.00 |
Recalculates the tariff-income and upper-capital rules using the same simplified model.
| Household capital | Modelled award |
|---|---|
| £0.00 | £99.90 |
| £3,000.00 | £99.90 |
| £6,000.00 | £99.90 |
| £6,250.00 | £95.55 |
| £10,000.00 | £30.30 |
| £16,000.00 | £0.00 |
| £16,001.00 | £0.00 |
Before rent, childcare and other expenses; recalculated for each earnings point.
| Monthly earnings | Combined amount before costs |
|---|---|
| £0.00 | £924.90 |
| £500.00 | £1,149.90 |
| £1,000.00 | £1,374.90 |
| £1,500.00 | £1,599.90 |
| £2,000.00 | £2,000.00 |
| £3,000.00 | £3,000.00 |
Enter monthly net pay for one DWP assessment period; variable earnings and payment timing can change the real award. The model applies the selected Great Britain earnings taper and work allowance.
A work allowance needs a qualifying health condition or responsibility for a child. Rent is used as an illustration, not checked against eligible rent or Local Housing Allowance. Childcare eligibility and child birth-date uplifts are not assessed.
Disability or caring elements, benefit caps, self-employment Minimum Income Floor, sanctions, advances, student income, capital exceptions and other deductions are not fully modelled. The two-child limit ended from 6 April 2026.
England, Scotland and Wales use the Great Britain model; Scottish Child Payment is separate. Northern Ireland has separate administration and is outside scope. Household inputs are not saved, but share-link values are in the URL. Confirm with GOV.UK, mygov.scot or nidirect before relying on an estimate.
An educational UK calculator for a simplified Great Britain household scenario. It combines selected Universal Credit allowances and entered household amounts to show an indicative monthly award; it is not a DWP entitlement decision.
Enter values for one 2026/27 assessment period. Household inputs are not saved, but the copyable share link contains them in the URL; avoid sharing details you want to keep private. Northern Ireland uses separate benefit administration and is outside this model.
These GOV.UK resources support the 2026/27 Universal Credit allowances, earnings taper, capital, childcare and benefit-cap explanations. The calculator remains a simplified estimate, not a DWP decision.