UK Student Visa Funds Planner

Estimate the course fees and maintenance money to plan for under the UK Student route, using your study location and CAS figures.

Website updated 28 October 2026

Estimated funds to plan for

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Estimated total funds required

£20,039

Based on outside London study and 9 maintenance months.

Living-cost maintenance: £10,539; £1,171 × 9 months
Eligible sponsor accommodation offset: −£500
Outstanding course fees entered: £10,000
Funds entered: £18,000

Estimated shortfall against funds entered: £2,039.

Meeting this arithmetic estimate does not confirm that funds qualify or that a visa will be granted.

Evidence timing and scope

Most self-funded applicants must show the required balance was held for 28 consecutive days, with the period’s end date within 31 days before applying. Check the exact statement dates and acceptable evidence in current GOV.UK guidance.

This estimate covers one adult Student applicant, ordinary non-boarding study and funds you enter. It does not assess eligibility, account evidence, loans, official sponsorship, nationality-based evidence rules, prior UK permission, dependants, Child Student applications, boarding fees or a student union sabbatical officer case.

Your course and funds

Editable sample only. Replace it with your CAS and evidence figures before using the estimate.

Where will you study?The maintenance rate is based on where you study, not where you plan to live.

Maintenance months to budget forUse the course period for your application, rounded up for a part-month and capped at 9.Unpaid course fees for the first academic yearUse the amount still due for one academic year (up to 9 months) on your CAS after any sponsor-confirmed payment.Deposit paid for sponsor-arranged accommodationOnly enter a deposit paid to your student sponsor for accommodation it arranged. The eligible offset is capped at £1,529.Qualifying funds available for the applicationEnter funds you believe meet the evidence rules. This tool cannot verify the account, owner or source.

Inputs are encoded in this page’s shareable URL and are not saved to a user profile. Do not include figures you do not want in a link.

How the estimate works

The estimate adds the CAS-confirmed course fees still due for one academic year to monthly maintenance based on where you study. It then applies any qualifying sponsor-arranged accommodation deposit, capped at £1,529, and compares the result with the funds entered. Use the course period rounded up to a full month, up to the 9-month limit.

The displayed maintenance figures were checked on 28 October 2026. For the application process, required evidence, exceptions and route conditions, read the UK Student Visa application guide. This planner cannot confirm a visa application is eligible or complete.

No financial figures are saved to a user profile. Immigration rules and evidence requirements can change; check GOV.UK before applying.

UK Student visa funds planner FAQs

How much maintenance money does a UK Student visa applicant need?

For ordinary non-boarding study, GOV.UK currently lists £1,529 per month for London and £1,171 outside London, for up to 9 months. The Immigration Rules say a part-month is rounded up. Check the live figures when you apply.

Do I add my unpaid course fees to the living-cost amount?

For the first academic year, include course fees still outstanding on your Confirmation of Acceptance for Studies (CAS) plus the applicable maintenance amount. The sponsor must confirm payments already made on the CAS, or you need its receipt.

Can a student accommodation deposit reduce the required funds?

A deposit paid to your student sponsor for accommodation it arranged may be offset against the maintenance requirement, up to £1,529. The planner caps this offset and does not verify the payment or accommodation arrangement.

How long must I hold the money before applying?

Usually, the required level must be held for 28 consecutive days. The end date of that period must be within 31 days of the application date. Student loans and qualifying official sponsorship use separate evidence rules.

Does the planner include my partner or children?

No. Each eligible dependant has a separate maintenance amount and additional rules, and many students cannot bring dependants under the current route. Use GOV.UK dependant guidance and do not rely on this single-applicant estimate.

Does it check whether I am exempt from showing financial evidence?

No. Some applicants do not need to submit financial evidence, including certain people with at least 12 months’ UK permission before applying and applicants under differential evidence arrangements. Check whether an exception applies to you.

Can I include a student loan or scholarship in the funds field?

This planner compares amounts only; it does not verify loan or sponsorship evidence. GOV.UK requires specific documentation and conditions for loans and official sponsorship, so use the relevant evidence guidance before counting those amounts.

Does a surplus mean my Student visa application will succeed?

No. The result is only an arithmetic estimate based on your inputs. It does not decide whether the course, sponsor, account, evidence, immigration history or application meets the Student route requirements.

Does this tool cover Child Student or boarding-school applications?

No. Child Student financial requirements and residential independent-school boarding fees follow separate calculations. This page is limited to an adult Student applicant on ordinary non-boarding study.

Why is London selected based on the study location?

The Immigration Rules set the maintenance rate by where the student will study: London or outside London. They define London as the City of London and the 32 London boroughs. They do not use the student’s planned home address for this rate.

Official Student visa financial sources

Use the live GOV.UK pages and Immigration Rules for your application date.

GOV.UK: Student visa money requirements
Current course-fee, maintenance amount and evidence timing overview.
Immigration Rules: Appendix Student
Student financial requirement, fee payments, maintenance months and accommodation-deposit offset.
GOV.UK: Financial evidence for Student visa applicants
Evidence rules, exemptions and records to provide.
GOV.UK: Student visa dependants
Who may apply as a dependant and the additional maintenance requirement.

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Evidence timing and scope

How the estimate works

No financial figures are saved to a user profile. Immigration rules and evidence requirements can change; check GOV.UK before applying.