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Project an entered balance sheet using your monthly contribution, growth and inflation assumptions.
Editable sample scenario. Edit the asset and debt amounts, monthly additions, growth, inflation and projection period. The result is an illustration, not a valuation or forecast.
Nominal and inflation-adjusted amounts use the same asset and debt assumptions.
| Scenario | Nominal | Today’s money |
|---|---|---|
| Year 0 | £65,800.00 | £65,800.00 |
| Year 1 | £74,669.22 | £73,205.12 |
| Year 2 | £83,893.21 | £80,635.54 |
| Year 3 | £93,486.16 | £88,094.10 |
| Year 4 | £103,462.83 | £95,583.66 |
| Year 5 | £113,838.56 | £103,107.09 |
| Year 6 | £124,629.33 | £110,667.27 |
| Year 7 | £135,851.72 | £118,267.10 |
| Year 8 | £147,523.01 | £125,909.47 |
| Year 9 | £159,661.15 | £133,597.31 |
| Year 10 | £172,284.82 | £141,333.56 |
Asset types and debt use separate colours; net worth is assets less debt. Entered figures are not valuations.
| Scenario | Amount |
|---|---|
| Cash | £9,000.00 |
| Investments | £18,000.00 |
| Pension | £42,000.00 |
| Property | £0.00 |
| Other assets | £0.00 |
| Total assets | £69,000.00 |
| Debts | £3,200.00 |
| Net worth | £65,800.00 |
Shows the selected annual growth input and two nearby assumptions; this is not a forecast range.
| Scenario | Annual growth | Projected net worth |
|---|---|---|
| 2% | Year 10 | £147,209.02 |
| 4% | Year 10 | £172,284.82 |
| 6% | Year 10 | £201,605.21 |
A simple projection of entered assets less entered debts. It does not value assets or forecast returns.
This calculator has no account-saved inputs. A valid value in the address-bar link initializes that field; missing or invalid fields use the editable example. Changes update the shareable URL.
For this projection, the entered assets grow together at one constant assumed rate, contributions are added monthly, and entered debt is held unchanged. Add pension and property only if you want them included, avoid counting the same amount twice, and treat the result as an illustration rather than a forecast.
These official sources provide general UK money guidance. They do not validate an individual result as financial advice.