Loading tools
Estimate 2026/27 property transaction tax and add your own moving quotes; this is a planning checklist, not a complete cost quote.
Illustrative 2026/27 transaction-tax estimate; buyer eligibility is not verified.
The link contains your entered financial assumptions and is not encrypted.
| Cost item | Amount |
|---|---|
| Transaction tax estimate | £7,500.00 |
| Estate agent quote | £3,000.00 |
| Legal / conveyancing quote | £1,900.00 |
| Survey / valuation quote | £600.00 |
| Removals quote | £775.00 |
| EPC quote | £0.00 |
| Temporary housing / storage quote | £0.00 |
| Total tax + entered quotes | £13,775.00 |
Non-tax costs are amounts you entered from estimates or quotes; zero means no cost included.
| Quote category | Amount |
|---|---|
| Estate agent quote | £3,000.00 |
| Legal / conveyancing quote | £1,900.00 |
| Survey / valuation quote | £600.00 |
| Removals quote | £775.00 |
| EPC quote | £0.00 |
| Temporary housing / storage quote | £0.00 |
Current jurisdiction, buyer scenario and residency assumption held fixed; prices are mechanical comparisons, not recommendations.
| Purchase-price scenario | Tax estimate |
|---|---|
| -20% · £280,000.00 | £4,000.00 |
| -10% · £315,000.00 | £5,750.00 |
| Current £350,000.00 | £7,500.00 |
| +10% · £385,000.00 | £9,250.00 |
| +20% · £420,000.00 | £11,000.00 |
The selected property price and location stay fixed. Each case assumes the named scenario is eligible; the calculator cannot decide this.
| Assumed scenario | Tax estimate |
|---|---|
| Home mover | £7,500.00 |
| First-time buyer | £2,500.00 |
| Additional property | £25,000.00 |
Only the transaction-tax estimate is calculated. Agent, conveyancing, survey, removal, EPC and temporary-housing costs are your inputs, not market averages or verified quotes. The total is tax plus those entered amounts; it excludes the deposit, mortgage charges, repairs, insurance and other costs you have not entered. Wales has Land Transaction Tax, Scotland has Land and Buildings Transaction Tax, and England and Northern Ireland have SDLT.
The model uses a local 2026/27 estimate. The selected buyer scenario and residence answers are assumptions, not a legal eligibility decision. The 2% non-UK-resident surcharge setting affects only England and Northern Ireland, not the Scotland or Wales scenarios. Prior-home sale timing, joint buyers, property type, leasehold facts and transaction-date changes can also affect tax. Compare the exact breakdown with the relevant official source below.
Quote assumptions are not saved in browser storage. Editing inputs adds the full set of assumptions to the page URL, and copied share links include them; URLs are not encrypted, so anyone with the link can read those values.
Compare an estimated property transaction tax for England and Northern Ireland, Scotland or Wales with costs you enter from your own quotes. Scotland uses Land and Buildings Transaction Tax (LBTT); Wales uses Land Transaction Tax (LTT). This estimate does not verify buyer eligibility or replace conveyancing advice.
Select a UK nation and the buyer-tax details requested by the calculator to estimate SDLT, LBTT or LTT for the entered purchase price. The estimate may not reflect every transaction-specific rule or surcharge.
Add moving and professional costs from your own quotes to build a planning checklist. These entered amounts are not market averages or quotes supplied by FinanceTool.
These official sources support the property-tax and home-buying explanations. The calculator is an estimate, not a quote or legal advice.