UK Finance Toolkit

Introduction

At financetool.co.uk, we take your privacy seriously. This policy explains how we handle your information when you use our UK tax and salary calculators. Our primary goal is to provide useful tools while ensuring your data remains private and secure.

Data Collection & Storage

We are committed to data minimization. Depending on how you use our tools, we handle your data in the following ways:

Anonymous Use:If you use our calculators without logging in, your specific financial inputs are encrypted and processed temporarily to generate your results. To improve our service and ensure accuracy, we may store anonymized, aggregated statistics (such as salary bands, e.g., "£50k-£60k") and high-level calculation metadata. We do not store any personally identifiable information (PII) during this process.
Local Storage:Our calculators use your browser's "LocalStorage" to save your input (like salary or tax status) so you don't have to re-enter it every time you visit. This data stays on your device.
Registered Accounts:For users who create an account, we securely store your data to provide persistent access across devices. All sensitive financial fields are protected using AES-256-CBC application-level encryption before being stored in our database.

Security & Encryption

For users who choose to create an account for persistent cross-device access, we implement industry-standard AES-256-CBC encryption for all sensitive financial fields.

Key Management Strategy: We employ a split-key architecture. Your sensitive data is encrypted at the application level before reaching our database.
Data Isolation: User identity (e.g., email) is stored separately from the encrypted financial vault.
Automated Desensitization: To further protect your privacy, data that has been inactive for more than 180 days is subject to automatic desensitization or deletion, unless you explicitly choose to maintain it.

Analytics & Cookies

We use minimal, privacy-focused analytics to understand how our tools are used. This helps us improve the user experience. We do not use intrusive tracking cookies or sell your data to third parties.

Third-Party Links

Our website may contain links to external sites like GOV.UK, HMRC, or other official UK government resources. We are not responsible for the privacy practices of these external websites.

Contact Us

If you have any questions about this Privacy Policy or our financial tools, please feel free to reach out to us using the form below.

Data Collection & Storage

We are committed to data minimization. Depending on how you use our tools, we handle your data in the following ways:

Anonymous Use:If you use our calculators without logging in, your specific financial inputs are encrypted and processed temporarily to generate your results. To improve our service and ensure accuracy, we may store anonymized, aggregated statistics (such as salary bands, e.g., "£50k-£60k") and high-level calculation metadata. We do not store any personally identifiable information (PII) during this process.

Local Storage:Our calculators use your browser's "LocalStorage" to save your input (like salary or tax status) so you don't have to re-enter it every time you visit. This data stays on your device.

Registered Accounts:For users who create an account, we securely store your data to provide persistent access across devices. All sensitive financial fields are protected using AES-256-CBC application-level encryption before being stored in our database.

Security & Encryption

For users who choose to create an account for persistent cross-device access, we implement industry-standard AES-256-CBC encryption for all sensitive financial fields.

Key Management Strategy: We employ a split-key architecture. Your sensitive data is encrypted at the application level before reaching our database.

Data Isolation: User identity (e.g., email) is stored separately from the encrypted financial vault.

Automated Desensitization: To further protect your privacy, data that has been inactive for more than 180 days is subject to automatic desensitization or deletion, unless you explicitly choose to maintain it.

If you have any questions about this Privacy Policy or our financial tools, please feel free to reach out to us using the form below.