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Estimate additional payroll deductions at RSU vesting for 2026/27.
2026/27 estimate · rUK and Scottish Income Tax regions supported.
Example only: these editable starting values are a sample, not a payroll result for you. Change any input to use your own details.
An estimate of incremental payroll deductions when RSU shares vest in the 2026/27 tax year.
This section shows the main components behind the headline result.
Value of the 35 shares left after the selected vest settlement. This is a price sensitivity, not a return or a tax-adjusted disposal value.
| Assumed share price | Shares valued | Gross value |
|---|---|---|
| £192.00 | 35 | £6,720.00 |
| £240.00 | 35 | £8,400.00 |
| £288.00 | 35 | £10,080.00 |
Modelled for a England, Wales or Northern Ireland employee in 2026/27. HICBC is excluded because child-benefit details are not collected.
| Deduction | Estimated amount |
|---|---|
| Income Tax | £10,671.00 |
| Employee NI | £400.00 |
| Student loan | £1,800.00 |
Compares the whole-share value sold under sell-to-cover with the estimated payroll amount paid in cash. Whole-share rounding can make the value sold differ from the payroll amount; employer and broker handling can differ.
| Method | Shares sold | Shares retained | Share value sold or cash required |
|---|---|---|---|
| Sell-to-cover | 65 | 35 | £13,000.00 |
| Cash-to-cover | 0 | 100 | £12,871.00 |
Sell-to-cover can round up to a whole share, so the value of shares sold may exceed the estimated payroll amount.
Illustration for 35 remaining shares at vest and at your entered comparison price of £240. This is not a forecast or a tax-adjusted disposal estimate.
Value at vest price
£7,000
Value at entered price
£8,400
Gross value change
+£1,400
This is an annualised tax-year estimate, not a vest-event payslip or withholding calculation. PAYE and National Insurance thresholds applied by pay period can change the actual deduction; check your employer's vest-event calculation.
Sell-to-cover assumes you sell enough shares at vest to cover the incremental payroll deductions. Cash-to-cover assumes you pay the deductions from cash and keep all shares.
The real payroll handling depends on your employer and broker setup, and may involve withholding rather than selling.
CGT depends on your total taxable income, gains across all assets, prior losses, and the exact disposal timing.
This page does not estimate disposal CGT. A reliable estimate needs the disposal tax year, employee-scheme acquisition cost, taxable income in that year, and other gains, losses and reliefs.
These official GOV.UK and HMRC resources support this 2026/27 RSU payroll estimate and the related FAQ explanations about share schemes, CGT, student loans and restricted securities. The page does not calculate ESPP, options or CGT.