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Estimate residential SDLT, LBTT or LTT using the UK 2026/27 model rate set. The transaction effective date is not selected.
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Home mover · UK 2026/27 model rate set
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of purchase price
The UK service is loading; these figures use the browser estimate. The current-rate, transaction-date and eligibility assumptions are described below.
Band tax plus separately identified higher-rate or other surcharges; values reconcile to the total.
SDLT breakdown (£; amounts reconcile to the headline total)
| Measure | Taxable amount | Marginal rate or effective surcharge | Tax |
|---|---|---|---|
| 0% up to £125,000 | £125,000 | 0% | £0 |
| 2% band | £125,000 | 2% | £2,500 |
| 5% band | £200,000 | 5% | £10,000 |
| Total tax due | — | — | £12,500 |
SDLT across the generated purchase-price curve with the current location and buyer settings held constant.
Price sensitivity (£; values come from the selected scenario model)
| Measure | Tax | Effective rate |
|---|---|---|
| £225,000 | £2,000 | 0.89% |
| £250,000 | £2,500 | 1.00% |
| £300,000 | £5,000 | 1.67% |
| £337,500 | £6,875 | 2.04% |
| £400,000 | £10,000 | 2.50% |
| £450,000 | £12,500 | 2.78% |
| £500,000 | £15,000 | 3.00% |
| £562,500 | £18,125 | 3.22% |
| £600,000 | £20,000 | 3.33% |
| £675,000 | £23,750 | 3.52% |
| £750,000 | £27,500 | 3.67% |
| £925,000 | £36,250 | 3.92% |
| £1,000,000 | £43,750 | 4.38% |
| £1,500,000 | £93,750 | 6.25% |
| £2,000,000 | £153,750 | 7.69% |
Same purchase price and location; eligibility assumptions differ by scenario.
Scenario comparison (£; assumes each scenario's stated eligibility)
| Measure | Total tax | Difference from selected |
|---|---|---|
| Home mover | £12,500 | £0 |
| First-time buyer | £7,500 | −£5,000 |
| Additional property | £35,000 | +£22,500 |
Property transaction tax depends on the location and the facts of the purchase. England and Northern Ireland use SDLT, Scotland uses LBTT and Wales uses LTT.
Enter the residential purchase price, location, buyer scenario and residence details to compare the UK 2026/27 model rate set. The selected scenario applies the relevant residential bands, including first-time-buyer treatment, additional-property rates, Scotland's Additional Dwelling Supplement and the England/Northern Ireland non-UK-resident surcharge when selected.
The example is editable. This calculator does not ask for an effective date or verify first-time-buyer, replacement-home or residence eligibility. It does not model every transaction type, including lease-rent, commercial, linked, company or multi-dwelling purchases. Transitional rules, joint-buyer facts and deadlines can change the amount due; use the official authority for the property location before filing or completing a purchase.
These official sources support the SDLT, LBTT, LTT, relief, surcharge and filing explanations on this page. The calculator is a planning estimate and does not determine transaction eligibility.