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Compare two job offers with modelled net pay, pension, student-loan deductions and stated package assumptions.
Offer A (Current)
Offer B (New)
First-year modelled offer value difference
+£5,766
Offer A: £34,352 · Offer B: £40,117
Modelled take-home includes base salary, annual bonus and one-off sign-on after estimated deductions. Entered employer pension and private medical values are added; commute costs are subtracted. Annual leave stays in days and is not assigned a cash value.
The five-year chart applies a fixed 3% annual growth illustration to recurring value, excludes sign-on and is not a forecast.
Same annual £ basis; bonus and sign-on are taxed in estimated take-home
| Component | Offer A | Offer B |
|---|---|---|
| Estimated take-home (bonus + sign-on taxed) | £36,352 | £43,617 |
| Employer pension value (entered estimate) | £0 | £0 |
| Private medical benefit value (entered) | £0 | £0 |
| Commute cost (subtracted) | £2,000 | £3,500 |
| First-year modelled value | £34,352 | £40,117 |
Year 0 baseline plus five years at 3% annual growth; excludes one-off sign-on bonuses and is not a forecast
| Year | Offer A | Offer B |
|---|---|---|
| Year 0 baseline | £34,352 | £40,117 |
| Year 1 | £35,382 | £41,321 |
| Year 2 | £36,444 | £42,561 |
| Year 3 | £37,537 | £43,837 |
| Year 4 | £38,663 | £45,152 |
| Year 5 | £39,823 | £46,507 |
Annual cash gross allocated to take-home, Income Tax, NI, student-loan deductions and employee pension
| Annual amount | Offer A | Offer B |
|---|---|---|
| Estimated take-home | £36,352 | £43,617 |
| Income Tax | £6,606 | £10,232 |
| National Insurance | £2,642 | £3,151 |
| Student loans | £0 | £0 |
| Employee pension | £2,400 | £3,000 |
Compare two UK job offers using modelled take-home and stated package inputs for 2026/27.
A clean visit starts with an editable example. The result card marks it as a sample while those defaults are active; edit any input to compare your own offers.
The first-year estimate taxes base pay, annual bonus and one-off sign-on bonus together under 2026/27 rules. The pension rate applies to salary plus annual bonus but not sign-on; private medical value is modelled as taxable pay, entered commute cost is subtracted, and leave is shown as days rather than cash. The five-year view applies a fixed 3% annual growth illustration, excludes one-off sign-on and is not a forecast.
The page uses annualised employee Category A National Insurance and the selected rUK or Scottish Income Tax region. Tax codes, multiple jobs, payroll-period rounding, scheme-specific pension rules, valuation of defined-benefit pensions, tax treatment of all benefits and personal time value are not modelled. Your editable scenario is encoded in an unencrypted share URL, so anyone with the link can see those values.
These GOV.UK sources support the 2026/27 tax, National Insurance, pension and student-loan explanations. Offer values remain user-entered or illustrative.