Loading tools
Compare 2026/27 standard home-mover estimates for England and Northern Ireland, Scotland, and Wales, with links to the full calculator.
Website updated 24 October 2026. This is a 2026/27 standard residential home-mover illustration across England, Northern Ireland, Scotland and Wales; buyer eligibility and transaction date are not determined.
These are 2026/27 estimates for a standard residential home mover buying for £475,000. This fixed-price page does not determine your final transaction liability; see the method and exclusions below.
Standard residential home-mover estimate for a £475,000 purchase.
2026/27 standard home-mover totals; amounts rounded to pence by the model.
| Measure | England & Northern Ireland (SDLT) | Scotland (LBTT) | Wales (LTT) |
|---|---|---|---|
| Estimated tax | £13,750.00 | £20,850.00 | £16,125.00 |
Estimated tax divided by the purchase price; this is not a marginal tax rate.
Effective rate = estimated tax ÷ purchase price.
| Measure | England & Northern Ireland (SDLT) | Scotland (LBTT) | Wales (LTT) |
|---|---|---|---|
| Effective rate | 2.89% | 4.39% | 3.39% |
Each point recalculates standard home-mover bands for all three nations; other assumptions are held constant.
Sensitivity estimates for standard residential home movers; each row is recalculated using the same published bands.
| Measure | England & Northern Ireland (SDLT) | Scotland (LBTT) | Wales (LTT) |
|---|---|---|---|
| £356,250.00 | £7,812.00 | £8,975.00 | £7,875.00 |
| £427,500.00 | £11,375.00 | £16,100.00 | £12,562.50 |
| £475,000.00 | £13,750.00 | £20,850.00 | £16,125.00 |
| £522,500.00 | £16,125.00 | £25,600.00 | £19,687.50 |
| £593,750.00 | £19,687.00 | £32,725.00 | £25,031.25 |
How the fixed-price comparison is calculated and what it leaves out.
This page applies the 2026/27 standard residential home-mover rules to the entered property price: SDLT for England and Northern Ireland, LBTT for Scotland, and LTT for Wales. The effective rate shown is the modelled tax divided by the purchase price; it is an average rate for this estimate, not a marginal rate.
The estimate assumes a standard home mover and does not calculate first-time buyer relief, additional-property or non-UK-resident surcharges, transaction-date changes, property-specific facts, or refund eligibility. The charts vary only the purchase price and keep that buyer assumption fixed. Check the relevant official jurisdiction guidance or use the full calculator for other buyer situations.
Choose a jurisdiction and buyer scenario in the 2026/27 calculator, and review its band breakdown.
These official sources support the SDLT, LBTT and LTT explanations. The displayed figures are standard home-mover estimates and do not determine your transaction liability.